LifeLock vs. Identity Guard vs. Identity Force: Which is Best for 20-Somethings?
Identity theft is on the rise. Last year the Federal Trade Commission saw a 47% increase in complaints of identity theft since 2014. Sure, you might think that you don’t have much to steal since you’re just starting to build your credit, but your credit history is what criminals are looking for. Some of the biggest targets for identity theft are people between the ages of 18 to 24 and those that make over $75,000. Young twentysomethings make up 29% of victims in 2006 and with the rate rising, you may an see an even larger increase of identity theft.
A huge contributor to identity theft is social media. Updating your friends on the places you love to go may seem harmless, but sites like Facebook and Twitter are where identity thieves get your personal info such as your name, location, and even passwords. A study found that 86% of all identity fraud cases are classified as “Internet-enabled,” because criminals use your information to file false credit card applications, insurance claims, and more.
No one can prevent all identity theft, but these facts make it clear that the best way to protect yourself may be to subscribe to an identity theft protection service. There are so many companies it can be hard to pick just one, but three businesses definitely stand out among the rest—LifeLock®, Identity Guard, and IdentityForce.
LifeLock Standard™ is $9.99 per month (or $109.99 annually before taxes) and helps prevent thieves from stealing your identity and damaging your finances and credit. For the price of a new outfit per year, LifeLock offers a wide array of services that help keep you secure both IRL and online.
First of all, LifeLock helps protect your social security number, credit cards, driver’s license, public records, and anything else criminals may use to steal your identity. One way your information can be stolen is by criminals accessing your device when you’re using public Wi-Fi at your campus or a local coffee shop. LifeLock also includes web surveillance, which scans known black market databases and malicious websites for your info, whether it’s just your name or your full credit card number. If anything is suspected, you’ll get an immediate fraud alert as a text, phone call, or email.‡‡
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